Privacy Policy

Who we are

Suggested text: Our website address is: https://swastiksaccos.com.


Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.


Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.


Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

Suggested text: If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Suggested text: Visitor comments may be checked through an automated spam detection service.

Maha Prabandhak Message
Maha Prabandhak Image
Prashan Kumar Jha
Maha Prabandhak

Looking at the growth for more than 7 years since our inception, Swastik saccos believes in being responsible Cooperative Organization to promote cooperative principle & values. In this continually evolving marketplace, Swastik saccos will continue to take its roles seriously as a responsible Cooperative Organization and gradually encourage its members, employees, and other stakeholders to work for its permanence. It will only be able to face the challenges of sustainability with a comprehensive understanding and full commitment and coordination of each entity. It offers great products like different kinds of savings, microfinance, deprived sector loan, technical assistance, training, Bank Guarantee, Remittance and Utility payments. It is our pleasure to share that we increased the access to Swastik saccos services by establishing 5 branches. Swastik saccos still needs to expand its services to its members and as a Maha parbandhak, I would like to commit to all members that the services of Swastik saccos will be made more accessible in days to come. For the response to the tough challenges posed by our stakeholders, we continue our long tradition of encouraging leadership of the employees by motivating them to develop and implement innovative and ingenious solutions. We are committed to strategically choosing to offer the products and services which will best benefit our membership, providing convenience and simplification of the financial experience for future. As we know, the financial services industries now-a-days have become competitive. But whatever the situation is we have good reason to be the best in the capability, ability of our brand name to face challenges, take the risks and take advantages of profitable opportunities and in fact improvement and achievements year-on-year. With the strength of our senior management team, detail and broad market knowledge and true professionalism combined with excellent performance in every aspects, there is enough reasons for optimism, prominent amongst which is management's and staff's rare disposition that constantly demands improvement over previous achievement. I would like to mention that as we grow in all areas, we must increase our efforts to ensure that our esteemed member's today and future are bright by providing them with best products, services and every support they require. With Swastik Cooperative Limited, you always have a bright future. All of these accomplishments would not be possible without the hard work of our employees and the support of our board of directors. Their dedication and commitment to our members is what drives Swastik saccos success. Accept my endless gratitude. I appreciate all your support. Thank you