Established 2022  ·  Siraha, Nepal  ·  Province 2

Empowering
Every Nepali
Together

Swastik Saccos

A District-level Cooperative serving the underprivileged across Nepal — bringing trusted savings, credit, and financial services directly to communities that need them most.

7k+
Shareholders
5
Active Branches
₨ 1.52Cr
Paid-up Capital
10+
Years of Service
Scroll
Savings
Microfinance
Deprived Sector Loan
Bank Guarantee
Remittance
Utility Payments
Cooperative
2014
Est. 2014
Serving rural Nepal
with financial dignity
Who We Are

Built on trust,
inclusion &
community values

Swastik Bachat Tatha Rin Sahakari Sanstha Limited is registered under the Co-operative Act 1991, supervised by the Division Co-operative Office and Co-operative Ministry of Nepal. With our Head Office at Lahan-08, Siraha, Province 2, we have grown to serve thousands of members who previously had no access to formal banking services.

Authorized Capital
₨ 5 Cr
Paid-up Capital
₨ 1.52 Cr
Shareholders
7,000+
Branch Network
5 Branches
Learn Our Story
Our Products & Services

Everything you need
under one roof

View All →
01
Fixed & Recurring Savings

Flexible deposit plans with competitive interest rates tailored for daily wage earners and salaried members alike.

02
Microfinance Loans

Small, accessible credit with simple processes for micro-entrepreneurs, farmers, and underserved communities.

03
Deprived Sector Loan

Specially designed credit for the most marginalized segments, promoting financial inclusion at the grassroots level.

04
Remittance Services

Fast, secure domestic and international money transfer so families stay financially connected wherever they are.

05
Training & Technical Assistance

Capacity-building programs to help members grow enterprises, manage finances, and improve livelihoods sustainably.

06
Utility Bill Payments

Convenient one-stop payment for electricity, water, telecom, and other essential utilities at any branch location.

Mission
Provide quality financial services enabling cooperatives to build capacity and transform lives.
M
Vision
Sustainable cooperatives at the heart of every Nepali community.
V
From the Maha Prabandhak
"With the strength of our senior management team, broad market knowledge, and true professionalism combined with excellent performance in every aspect, there is every reason for optimism. With Swastik Cooperative, you always have a bright future. I commit that Swastik Saccos services will be made ever more accessible in the days to come."
Prashan Kumar Jha
Maha Prabandhak, Swastik Saccos
Prashan Kumar Jha – Maha Prabandhak
Prashan Kumar Jha Maha Prabandhak
Our Network

Bringing services closer
with 5 branches

05
01
Head Office
Lahan-08, Siraha
02
Branch 2
Siraha District
03
Branch 3
Siraha District
04
Branch 4
Province 2, Nepal
05
Branch 5
Province 2, Nepal
Ready to join Nepal's most
trusted cooperative family?